Question 1

What types of equipment can I finance in Texas?

Accepted Answer

We finance a wide range of equipment in Texas including construction equipment, medical equipment, restaurant equipment, manufacturing machinery, commercial vehicles, agricultural equipment, and more. Financing amounts range from $30,000 to $5 million for both new and used equipment from dealers or private parties.

Question 2

How fast can I get approved for equipment financing in Texas?

Accepted Answer

Our Quick Lease program offers approvals in as fast as 4 hours for qualified Texas businesses. For application-only financing up to $350,000, we typically provide same-day decisions. Larger transactions requiring financials may take 24-48 hours.

Question 3

What are the current equipment financing rates in Texas?

Accepted Answer

Equipment financing rates in Texas start as low as 6.99% APR for qualified borrowers with excellent credit (700+). Rates vary based on credit profile, time in business, equipment type, and loan amount. We offer competitive rates across all credit profiles.

Question 4

Do I need a down payment for equipment financing in Texas?

Accepted Answer

No down payment is required for many of our Texas equipment financing programs. We offer 0% down options for qualified borrowers, helping you preserve working capital while acquiring the equipment your business needs.

Question 5

What credit score do I need for equipment financing in Texas?

Accepted Answer

We work with Texas businesses across all credit profiles. While excellent credit (700+) qualifies for the best rates, we have programs for good credit (650-699), fair credit (600-649), and even challenged credit (550+). Time in business and equipment type also factor into approval.

Question 6

Can I finance used equipment in Texas?

Accepted Answer

Yes! We finance both new and used equipment in Texas. You can purchase from dealers, auctions, or private party sellers. Used equipment financing helps Texas businesses acquire quality equipment at lower costs while still getting competitive financing terms.

Equipment Financing in Texas

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