Equipment Financing in Texas
From Permian Basin rigs to Austin's tech corridor — we help Texas businesses finance new and used equipment fast. Serving Houston, San Antonio, Dallas, Austin and communities statewide, with rates from 6.99% and approvals in as fast as 4 hours.
Get Pre-Qualified NowServing Texas's Business Community
Texas has the second-largest state economy in the U.S., driven by energy from the Permian Basin and Gulf Coast, explosive construction and population growth, a fast-rising tech sector in Austin and Dallas, and vast cattle and cotton agriculture.
Whether you operate in Houston, San Antonio, Dallas, Austin, or a smaller community, Equipment Finance Academy provides fast approvals and competitive rates tailored to Texas's industries. We finance both new and used equipment from $30,000 to $5 million, from dealers, auctions, or private-party sellers.
Key Texas Industries We Serve
- Oil & gas / energy
- Construction
- Technology
- Agriculture & ranching
- Logistics
Cities We Serve Across Texas
- Houston
- San Antonio
- Dallas
- Austin
- Fort Worth
- El Paso
Equipment We Finance in Texas
These are the equipment types Texas businesses finance with us most often, tied to the state's leading industries.
Oil & gas equipment
Finance new or used oil & gas equipment for your Texas business with flexible terms up to 84 months and $0 down for qualified borrowers.
Construction & earthmoving equipment
Finance new or used construction & earthmoving equipment for your Texas business with flexible terms up to 84 months and $0 down for qualified borrowers.
Farm & ranch equipment
Finance new or used farm & ranch equipment for your Texas business with flexible terms up to 84 months and $0 down for qualified borrowers.
Commercial trucks & trailers
Finance new or used commercial trucks & trailers for your Texas business with flexible terms up to 84 months and $0 down for qualified borrowers.
Manufacturing machinery
Finance new or used manufacturing machinery for your Texas business with flexible terms up to 84 months and $0 down for qualified borrowers.
Find It. Finance It.
Not sure where to find the right machine? Browse thousands of new and used listings in Texas on our companion marketplace, EquipMarket — then come back to get pre-qualified and finance your purchase in as fast as 4 hours.
1. Browse the Marketplace
Search nationwide equipment listings on EquipMarket — from dealers and private sellers across all 50 states.
2. Finance It Here
Found the right machine? Get pre-qualified with rates from 6.99% and same-day funding available.
Opens EquipMarket.org in a new tab
Ready to Finance Your Equipment in Texas?
Join Texas businesses that trust Equipment Finance Academy. Get pre-qualified fast with no impact to your credit score.
Get Pre-Qualified NowTell us a little about your needs and we'll take you straight to our secure pre-qualification form. No obligation, no credit impact.
Frequently Asked Questions About Equipment Financing in Texas
Equipment Financing Resources
Learn more about equipment financing options for your Texas business.
See current rates and what you can expect to pay.
Read ArticleStep-by-step guide to the financing process.
Read ArticleMaximize your tax benefits when financing equipment.
Read Article