Equipment FinanceAcademy

Medical & Healthcare Equipment Financing

From a single diagnostic device to a full practice or clinic build-out — Equipment Finance Academy helps healthcare businesses finance new and used equipment fast, with rates from 6.99% and approvals in as fast as 4 hours.

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Quick answer

Yes, medical practices and healthcare providers can finance new and used equipment from $30,000 to $5 million with Equipment Finance Academy. Because the equipment serves as collateral, approvals come in as fast as 4 hours with rates from 6.99% for qualified borrowers, preserving the capital a practice needs for staff and operations.

  • Imaging, lab & practice equipment
  • New & used devices financed
  • Rates from 6.99% APR
  • Approvals in as fast as 4 hours

Why Healthcare Businesses Finance Equipment

Medical technology is expensive and evolves fast. A single imaging or diagnostic system can cost hundreds of thousands of dollars, and waiting to save up means turning away patients and revenue. Financing lets you acquire the equipment that expands your services now and pay for it out of the billings it generates.

We finance imaging, laboratory, surgical, and practice equipment for physician groups, clinics, imaging centers, and specialty practices. New or used, our terms are structured around the strong, predictable cash flow of healthcare providers, and we work with newer practices too.

Healthcare Equipment We Finance

New or used, from dealers, auctions, or private-party sellers — these are the healthcare equipment types we finance most.

Imaging (X-ray, ultrasound, MRI/CT)

Finance new or used imaging (x-ray, ultrasound, mri/ct) with terms up to 84 months and $0 down for qualified borrowers.

Laboratory & diagnostic equipment

Finance new or used laboratory & diagnostic equipment with terms up to 84 months and $0 down for qualified borrowers.

Surgical & procedure equipment

Finance new or used surgical & procedure equipment with terms up to 84 months and $0 down for qualified borrowers.

Patient monitoring systems

Finance new or used patient monitoring systems with terms up to 84 months and $0 down for qualified borrowers.

Exam room & practice equipment

Finance new or used exam room & practice equipment with terms up to 84 months and $0 down for qualified borrowers.

Practice build-outs & IT

Finance new or used practice build-outs & it with terms up to 84 months and $0 down for qualified borrowers.

Why Healthcare Businesses Choose Equipment Finance Academy

Expand Services Sooner

Add the imaging or diagnostic capability that grows billings without waiting to accumulate cash.

Preserve Practice Capital

Keep cash available for staffing, supplies, and operations while equipment pays for itself over time.

Section 179 Tax Savings

Deduct the full cost of qualifying medical equipment the year it's placed in service to cut your tax bill.

Estimate Your Healthcare Equipment Payment

Use our free equipment financing calculator to estimate your monthly payment, total cost, and Section 179 tax savings on your healthcare equipment.

Equipment Financing Calculator

Estimate your monthly payment, total cost, and Section 179 tax savings

Rates as of July 31, 2026
$10K$100,000$1M
$0$0Financing $100,000
9.99%9.99%11.99%
Estimated Monthly Payment
$2,124
per month for 60 months
Total of Payments
$127,440
Total Interest
$27,440
Est. Section 179 first-year tax savings
-$24,000
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No impact to your credit score

*Estimates only. Actual rate depends on creditworthiness, time in business, and equipment type. Rates as of July 31, 2026. Section 179 savings are an estimate — consult your tax advisor and verify current limits.

Ready to Finance Your Healthcare Equipment?

Get pre-qualified in minutes with no impact to your credit score, or estimate what your equipment is worth first.

Medical & Healthcare Equipment Financing FAQs

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