Dental Equipment Financing
From a single operatory upgrade to a full practice build-out — Equipment Finance Academy helps dental businesses finance new and used equipment fast, with rates from 6.99% and approvals in as fast as 4 hours.
Get Pre-Qualified NowQuick answer
Yes, dentists can finance new and used dental equipment and full practice build-outs from $30,000 to $5 million with Equipment Finance Academy. Because the equipment serves as collateral, approvals come in as fast as 4 hours with rates from 6.99% for qualified borrowers, and financing preserves the capital a practice needs for staff and operations.
- Chairs, imaging & CAD/CAM financed
- Practice build-outs covered
- Rates from 6.99% APR
- Approvals in as fast as 4 hours
Why Dental Businesses Finance Equipment
Modern dentistry is capital-intensive: a single CBCT scanner or CAD/CAM system can cost as much as a luxury car, and a full operatory build-out runs well into six figures. Financing lets you invest in the technology that attracts patients and grows production without draining your practice's cash reserves.
We finance dental chairs, imaging, sterilization, lasers, and complete practice build-outs for general dentists, specialists, and DSO-affiliated offices. New or used, our terms are structured around the strong, predictable cash flow of an established dental practice, and we work with newer practices too.
Dental Equipment We Finance
New or used, from dealers, auctions, or private-party sellers — these are the dental equipment types we finance most.
Dental chairs & operatory units
Finance new or used dental chairs & operatory units with terms up to 84 months and $0 down for qualified borrowers.
CBCT & digital imaging
Finance new or used cbct & digital imaging with terms up to 84 months and $0 down for qualified borrowers.
CAD/CAM & milling systems
Finance new or used cad/cam & milling systems with terms up to 84 months and $0 down for qualified borrowers.
Sterilization equipment
Finance new or used sterilization equipment with terms up to 84 months and $0 down for qualified borrowers.
Dental lasers & handpieces
Finance new or used dental lasers & handpieces with terms up to 84 months and $0 down for qualified borrowers.
Practice build-outs & cabinetry
Finance new or used practice build-outs & cabinetry with terms up to 84 months and $0 down for qualified borrowers.
Why Dental Businesses Choose Equipment Finance Academy
Preserve Practice Capital
Keep cash available for payroll, supplies, and marketing while your equipment generates production.
Finance the Whole Build-Out
Roll chairs, imaging, cabinetry, and soft costs into one financing package for a new operatory or office.
Section 179 Tax Savings
Deduct the full cost of qualifying dental equipment the year it's placed in service to lower your tax bill.
Estimate Your Dental Equipment Payment
Use our free equipment financing calculator to estimate your monthly payment, total cost, and Section 179 tax savings on your dental equipment.
Equipment Financing Calculator
Estimate your monthly payment, total cost, and Section 179 tax savings
No impact to your credit score
*Estimates only. Actual rate depends on creditworthiness, time in business, and equipment type. Rates as of July 31, 2026. Section 179 savings are an estimate — consult your tax advisor and verify current limits.
Ready to Finance Your Dental Equipment?
Get pre-qualified in minutes with no impact to your credit score, or estimate what your equipment is worth first.
Dental Equipment Financing FAQs
Explore more industries we finance or get a free equipment valuation.