Landscaping Equipment Financing
From your first commercial mower to a fully equipped crew fleet — Equipment Finance Academy helps landscaping businesses finance new and used equipment fast, with rates from 6.99% and approvals in as fast as 4 hours.
Get Pre-Qualified NowQuick answer
Yes, landscaping and lawn-care businesses can finance new and used equipment from $30,000 to $5 million with Equipment Finance Academy. Because the equipment serves as collateral, approvals come in as fast as 4 hours with rates from 6.99% for qualified borrowers, letting you add crews and take on more contracts without draining cash.
- Mowers, skid steers & trucks financed
- Add crews without big cash outlay
- Rates from 6.99% APR
- Approvals in as fast as 4 hours
Why Landscaping Businesses Finance Equipment
Landscaping is a growth business: every new commercial mower, skid steer, or crew truck lets you take on more contracts and more revenue. Financing lets you scale your fleet ahead of the season instead of waiting for cash to catch up.
We finance the equipment that keeps landscaping and lawn-care crews productive, new or used, from dealers or private-party sellers. Our terms are built for seasonal businesses that need to gear up fast in spring and manage cash through the slower months.
Landscaping Equipment We Finance
New or used, from dealers, auctions, or private-party sellers — these are the landscaping equipment types we finance most.
Commercial zero-turn mowers
Finance new or used commercial zero-turn mowers with terms up to 84 months and $0 down for qualified borrowers.
Skid steers & compact loaders
Finance new or used skid steers & compact loaders with terms up to 84 months and $0 down for qualified borrowers.
Trucks & dump trailers
Finance new or used trucks & dump trailers with terms up to 84 months and $0 down for qualified borrowers.
Excavators & trenchers
Finance new or used excavators & trenchers with terms up to 84 months and $0 down for qualified borrowers.
Aerators & seeders
Finance new or used aerators & seeders with terms up to 84 months and $0 down for qualified borrowers.
Snow removal equipment
Finance new or used snow removal equipment with terms up to 84 months and $0 down for qualified borrowers.
Why Landscaping Businesses Choose Equipment Finance Academy
Gear Up Before the Season
Add mowers, trucks, and crews ahead of spring so you're ready to bid and win more contracts.
New or Used Equipment
Finance from a dealer or a private-party seller, whichever gets your crews the equipment they need.
Manage Seasonal Cash Flow
Spread equipment cost over time so a slow winter doesn't stop you from growing in spring.
Estimate Your Landscaping Equipment Payment
Use our free equipment financing calculator to estimate your monthly payment, total cost, and Section 179 tax savings on your landscaping equipment.
Equipment Financing Calculator
Estimate your monthly payment, total cost, and Section 179 tax savings
No impact to your credit score
*Estimates only. Actual rate depends on creditworthiness, time in business, and equipment type. Rates as of July 31, 2026. Section 179 savings are an estimate — consult your tax advisor and verify current limits.
Ready to Finance Your Landscaping Equipment?
Get pre-qualified in minutes with no impact to your credit score, or estimate what your equipment is worth first.
Landscaping Equipment Financing FAQs
Explore more industries we finance or get a free equipment valuation.